YMT Workbench
AI:

Calder — first home, Frankton

YMT-2026-0142 · 14 Tussock Rise, Frankton, Queenstown

Purchase / value
$895,000
Loan
$787,000
LVR
88%
Deposit
12%
$108,000
Est. DTI
5.2
Income $150,000

Applicants

2 on this application

Hamish Calder
citizen
Registered Nurse · Lakes District Hospital
Employment: paye
Tenure: 40 mo
Gross: $78,000
KiwiSaver: $41,000
Liabilities: credit card $6,000
Priya Calder
citizen
Ski-field Operations Manager · Coronet Peak (NZSki)
Employment: seasonal
Tenure: 34 mo
Gross: $72,000
KiwiSaver: $27,000
Liabilities: bnpl $1,200

Document checklist

What's in the pack vs outstanding

Open pack PDF ↗
  • Photo ID
    identity · Hamish Calder
    provided
  • Photo ID
    identity · Priya Calder
    provided
  • Payslips (last 3)
    income · Hamish Calder
    provided
  • Payslips (last 3)
    income · Priya Calder
    missing
  • 12-month seasonal income history
    income · Priya Calder
    missing
  • 3 months bank statements
    financial
    provided
  • KiwiSaver first-home withdrawal confirmation
    deposit property
    provided
  • Signed gifting letter
    deposit property
    unsigned
  • Sale & purchase agreement
    deposit property
    provided