YMT Workbench
AI:

Wirihana — new build, Hanley’s Farm

YMT-2026-0151 · Lot 212, Hanley’s Farm, Jack’s Point

Purchase / value
$1,150,000
Loan
$977,500
LVR
85%
new build
Deposit
15%
$172,500
Est. DTI
4.6
Income $214,000

Applicants

2 on this application

Jake Wirihana
citizen
Builder / Director · Wirihana Construction Ltd
Employment: self employed
Tenure: 60 mo
Gross: $138,000
KiwiSaver: $51,000
Liabilities: car loan $24,000
Aroha Wirihana
citizen
Primary Teacher · Remarkables Primary School
Employment: paye
Tenure: 72 mo
Gross: $76,000
KiwiSaver: $38,000

Document checklist

What's in the pack vs outstanding

Open pack PDF ↗
  • Photo ID
    identity · Jake Wirihana
    provided
  • Photo ID
    identity · Aroha Wirihana
    provided
  • 2 years financial statements + tax returns
    income · Jake Wirihana
    provided
  • Payslips (last 3)
    income · Aroha Wirihana
    provided
  • 3 months bank statements
    financial
    provided
  • Fixed-price building contract + plans + council consent
    deposit property
    provided
  • KiwiSaver first-home withdrawal confirmation
    deposit property
    missing