Fact Find Check

A precise, per-applicant document request — driven by an encoded NZ requirements rulebook. No retrieval, no AI in the logic.

Calder — first home, Frankton Donaldson — investment, Invercargill Wirihana — new build, Hanley’s Farm Paterson — refinance + top-up, Wanaka Lindqvist — apartment, Queenstown CBD

Mel's investment application needs 3 more documents before it's submission-ready. The request email below is ready to send.

Identity

Photo ID (passport or NZ driver licence)
Mel Donaldson
✓ provided
Proof of address (recent utility bill or statement)
Mel Donaldson
missing

Income

2 years financial statements + IR tax returns
Mel Donaldson
✓ provided
Recent GST returns (if registered)
Mel Donaldson
✓ provided
Tenancy agreement + recent rental statements
Mel Donaldson
✓ provided

Financial

3 months transaction-account statements
Mel Donaldson
✓ provided
Statements for credit cards / personal loans / BNPL (most recent)
Mel Donaldson
✓ provided
KiwiSaver statement
Mel Donaldson
missing

Deposit & property

Evidence of deposit / genuine savings (3 months)
missing
Sale & purchase agreement
✓ provided
Registered valuation (where required)
missing

Outstanding

3 item(s) to collect

!Proof of address (recent utility bill or statement) (Mel Donaldson) — not yet provided
!KiwiSaver statement (Mel Donaldson) — not yet provided
!Evidence of deposit / genuine savings (3 months) — not yet provided

Client request email

Drafted, never auto-sent

Hi Mel,

Thanks for getting your application underway with us. To keep things moving, could you please send through the following:

Identity:
  • Proof of address (recent utility bill or statement)

Financial:
  • KiwiSaver statement

Deposit & property:
  • Evidence of deposit / genuine savings (3 months)

You can reply with these attached, or load them into your Trail portal. Any questions, just give us a call.

Ngā mihi,
Your Mortgage Team